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jewelry making supplies wholesale malaysia China's new financial scam may be concentrated!
In this era, we are talking about equity investment everywhere. There is no original stock in hand, and it seems embarrassed to live.
The "investment", "crowdfunding", "new capital", "original stocks", "dream of getting rich", one after another, one after another, some actually interpreted into new financial scams Essence
The cases exposed by the media should attach great importance.
Cases 1. Equity crowdfunding case:
2015 September 16,: entrepreneur Nomo Diner Catering Company is not true due to the information provided in the crowdfunding agreement:
1. Houses and houses in the agreement The actual rental house does not match;
2, the rent set by Nomo's company is much higher than the rent. Therefore, the court was sentenced to illegal and related compensation.
Cases II. P2P platform stock elimination:
The previous data shows that during the Spring Festival month, due to the tightening of seasonal funds, the number of P2P problem platforms will create a "new high", and then there will be obvious decline. However, the same change curve has not been repeated this year.
. As of March 31, 2016, the problem platform statistics from the data center of the Zero One Research Institute was 2,241 (excluding Hong Kong, Macao and Taiwan), and the total number of platforms was as high as 54.2%. Among them, in March 2016, there were 67 platforms. There were 44 platforms that were lost and the website closed, accounting for 65.7%of the total number of platforms for the month. There were also 13 platforms that closed business.
Cases III. "Dual I option" fraud:
It Beijing July News: The "Diwei Binary Options" under the "Biwei Capital" Group is suspected of fraud. The company uses high profits as a bait. Check investors hundreds of millions of yuan and then run.
It in these cases reported above, most of them circulate money in the name of "** project". In fact, many of these projects do not have the possibility of success.
think about it, how can you take the initiative to find you if you really have good projects? Now the capital is already looking for a good project every day.
P2P Crisisend the eve of the crisis: If you do not send 3,000 yuan, you will not register!
As the industry competition is fierce, some P2P platforms need to spend 3,000 yuan of "customer acquisition costs" on a person in order to attract customers; Even if you have obtained millions of so -called registered customers through burn marketing, the platform is still difficult to "stay". Popular products cannot grab, and the decline in the average income will cause an old customer to lose.
The yields are constantly falling
From November last year to August this year, the central bank has settled the benchmark interest rate for deposit loans 5 times in a row. Various interest rates have gradually declined, and for the comprehensive yield of the online loan industry, the decline is significantly faster, from 16.3% in November last year to 12.63% in September this year. From the highest P2P yield in July 2013, the comprehensive yield of the entire online loan industry reached the highest point of 26.35%, and the yield level fell more than 50% in 26 months.
"The decline in income is not entirely a bad thing for online loan investors. With the further relaxation of market capital, the real economy will effectively improve, the quality of debt -side assets will be improved, and the bad debt and default rate will be correspondingly corresponding. As a result, it can be said that at the same time, the risk of investors will also decrease. "In the future, there will be only three roads that can be left -closure, transformation, or mergers and acquisitions.
The customer acquisition cost Rocket -type rocket -like rising 3,000 yuan to attract a customer
"The current customer acquisition cost is indeed soaring, a platform for a platform to participate in Baidu Weekly consumes 7 digits According to the report, the average direct customer acquisition cost of the industry has risen from 800 to 1,000 yuan at the end of last year to more than 1500 yuan. If you count the brand building amortization and customer retain, the comprehensive customer acquisition cost has reached 3,000 yuan. Individual platforms are even as high as 5000 Yuan. (Special attention: On March 23, the Luoping Zinc Electric (002114) involved in the first phase of the financial service information released by the wealth management mobile phone app, the daily limit on the 31st, the stock price on April 1 was up to 27.7 yuan, the cumulative increase of nearly 25% At the same time, on March 10th, on March 10th, the wealth management service information published by the wealth management mobile app (002634), as of April 6, the cumulative increase in the 19th trading day exceeded 80%!)
The investors need higher returns
The financing demand for the real economy is declining, but the quality of financial institutions' assets is rising. Guan Qingyou, Executive Dean of the Minsheng Securities Research Institute, believes that under the pressure of the overall economic downlink, enterprises are still cautious. First, the demand recovery has not drove employment and has not expanded. For investors, it is difficult to get investment targets on some platforms. P2P platform fees are dedicated to the customer resources obtained at high costs, which are affected by the shortage of assets. Investors have to switch to other platforms or other investment channels.
The contradiction between the P2P platform and the capital end of the P2P platform will always exist. With the adjustment of the industry shuffle, a large number of platforms will disappear in this process. It will usher in the prosperity again, to achieve orderly and healthy development, and the contradiction between the asset and the capital side will be further relieved. "
The is due to the scarcity of the asset side, many platforms have begun to get involved in standardized products such as funds and insurance products. For such standardized products, the ability gap between the ability of each institution is not obvious. Therefore, the core competitiveness is not the core competitiveness is not Asset acquisition ability, the ultimate test is how to retain users.
rays wholesale jewelry new york ny Yun Ding Yun Coin is a naked pyramid scheme. First of all, there is no evidence to prove that the British Yun Ding has any connection with the domestic group. The report of the British Yun Ding did not mention the so -called cloud currency at all. It is impossible for people to deceive all other possibilities. At that time, do you want to go to the British court or the Czech court? Isn't this a joke? Another, remember those who want you to buy cloud coins. After they earn your money, they have nothing to do with them. Go to the UK, go, let's go
gold jewelry wholesalers Two cloud currency is not the same,
The former is a virtual currency outside the UK, the latter is a small platform like micro -shops
now there are many small platforms like it. I personally feel that it is not reliable
Be careful to examine
, if you don’t understand, you can communicate.
top wholesale jewelry Cloud currency is the only virtual currency with currency license, which is legal