1 thought on “Development of the National Ten Insurance Industry”
Carroll
On August 13, 2014, the State Council officially issued the "Several Opinions of the State Council on Accelerating the Development of Modern Insurance Services" and was called the "Ten New State" of insurance. The official promulgation of the "Ten Articles of the New Country" in insurance marks that the Party Central Committee and the State Council put the development of modern insurance services in the overall layout of economic and social work. , Open a new chapter in accelerating the development of modern insurance services. . The basic content of the insurance "New State Ten Articles" (1) The overall requirements of "Article Ten New State". The overall requirements of "Article Ten of the New Country" to adhere to market guidance and policy guidance. By 2020, it will be basically established to ensure comprehensive protection, complete functions, security and stability, and integrity. The modern insurance industry that is compatible with my country's economy and society has worked hard from a large insurance country to a strong insurance country. (2) Constructing insurance people's livelihood security network, improve the multi -level social security system provides personalized and differentiated pension guarantees for different groups. Promote the development of personal savings pension insurance. Insurance companies are encouraged to vigorously develop commercial health insurance products such as various medical, disease insurance and disable income loss, and connect with basic medical insurance. (3) Give full play to the management function of insurance risk, improve the social governance system The responsible insurance development model of government guidance, market operation, and legislative protection, and take environmental pollution, food safety, food safety, food safety, food safety, food safety, food safety, Medical responsibility, medical accidents, internship safety, campus safety and other fields are the focus of responsibility insurance development, and explore the pilot of compulsory liability insurance. (4) Improve the insurance economic compensation mechanism, improve the participation of disaster rescue This awareness and level of market -oriented means such as commercial insurance to respond to the risk of disaster accidents. Multi -level risk sharing is guaranteed to establish a downturn insurance system. (5), vigorously develop the "agriculture and rural" insurance, innovate the method of agriculture and farmers of farmers n, encourage farmers and various new agricultural business entities to voluntarily participate in insurance, expand agricultural insurance coverage, and increase the degree of agricultural insurance protection. According to their own actualities, the insurance institutions support the "three rural" insurance products with moderate protection, low premiums, and popular insurance policies. (6) Expand the function of insurance services to promote the improvement of economic quality and efficiency and upgrade Under the premise of ensuring security and returns, innovative insurance funds use and improve the efficiency of insurance funds. Further play the role of institutional investors in insurance companies, and provide strong support for the long -term stable development of the stock market and the bond market. Establish and improve the scientific and technological insurance system, and actively develop insurance products and services that adapt to technological innovation. (7) Promoting the reform and opening up of the insurance industry, comprehensively improve the level of industry development continued to deepen the reform of insurance companies, promote the insurance market to further open to the outside world, and achieve "introduction" and "going out". Combine to promote reform to promote development. Effectively enhance the insurance industry's independent innovation capabilities and actively cultivate new business growth points. (8) Increase and improve insurance supervision, prevent the resolution of risks Culed the unification of institutional supervision and functional supervision, and promoted the improvement of the laws and regulations and regulations of the protection of the legal rights and interests of insurance consumers. Strengthen the comprehensive risk management of the insurance industry, establish and improve the risk monitoring and early warning mechanism, and optimize the risk disposal process and system. (9), strengthen infrastructure construction, optimize the development environment of the insurance industry It strengthen the construction of insurance credit information infrastructure, expand the coverage of credit records, and build a credit information sharing mechanism. Accelerate the establishment of various risk databases in the insurance industry, and revise the industry's experience tables and diseases. (ten), support policy of improving the development of modern insurance service industry In strengthening and coordination and cooperation of insurance supervision cross -departmental communication, promoting effective connection between commercial insurance and social security Combining closely with government management. Improve the taxation policy of health insurance. Carry out a pilot of personal tax deferred commercial pension insurance in a timely manner. . The learning experience of "Ten Articles of the New Country" 1. "Ten Articles of the New Country" fully understand the significance of accelerating the development of modern insurance services, and take the development of modern insurance services as a promotion of economic transformation and transforming the government. Functions, driving an important starting point for expanding employment, improving social governance, and ensuring improving people's livelihood. 2. The "Ten Articles of the New State" released the biggest policy dividend of the reform and development of the insurance industry, which will definitely make the development of the insurance industry facing unprecedented opportunities and extremely broad space. From the height of modernization of the national governance system and governance capacity, it proposes a new positioning of the development of the insurance service industry; starting from improving the insurance industry's service capabilities, innovation capabilities and international competitiveness, it put forward new requirements for the development of the insurance service industry. " 3," Article Ten Articles of the New Country "clearly position the insurance industry as the focus of the modern service industry, and increase the development of the insurance industry into a national strategy. Seeing, it will definitely produce a huge driving force and become a milestone in the development of the industry. 4. Guide, optimize the development environment of the insurance industry, clearly point out the development path of the modern insurance industry, and require the role of "stabilizer" and the economic "booster" of the social "stabilizer" and the economic "booster". It is clear that the insurance industry is positioned in the "modern service industry", and the role positioning of a new modern insurance service industry is integrated into the national development strategy of the new period. At the same time, the "New State Ten Articles" clarify the development direction of the insurance industry and the future policy In the direction, this will promote the future insurance industry to play a more positive role in my country's economic and social development. If other insurance questions, please come:
On August 13, 2014, the State Council officially issued the "Several Opinions of the State Council on Accelerating the Development of Modern Insurance Services" and was called the "Ten New State" of insurance. The official promulgation of the "Ten Articles of the New Country" in insurance marks that the Party Central Committee and the State Council put the development of modern insurance services in the overall layout of economic and social work. , Open a new chapter in accelerating the development of modern insurance services.
. The basic content of the insurance "New State Ten Articles"
(1) The overall requirements of "Article Ten New State".
The overall requirements of "Article Ten of the New Country" to adhere to market guidance and policy guidance. By 2020, it will be basically established to ensure comprehensive protection, complete functions, security and stability, and integrity. The modern insurance industry that is compatible with my country's economy and society has worked hard from a large insurance country to a strong insurance country.
(2) Constructing insurance people's livelihood security network, improve the multi -level social security system
provides personalized and differentiated pension guarantees for different groups. Promote the development of personal savings pension insurance. Insurance companies are encouraged to vigorously develop commercial health insurance products such as various medical, disease insurance and disable income loss, and connect with basic medical insurance.
(3) Give full play to the management function of insurance risk, improve the social governance system
The responsible insurance development model of government guidance, market operation, and legislative protection, and take environmental pollution, food safety, food safety, food safety, food safety, food safety, food safety, Medical responsibility, medical accidents, internship safety, campus safety and other fields are the focus of responsibility insurance development, and explore the pilot of compulsory liability insurance.
(4) Improve the insurance economic compensation mechanism, improve the participation of disaster rescue
This awareness and level of market -oriented means such as commercial insurance to respond to the risk of disaster accidents. Multi -level risk sharing is guaranteed to establish a downturn insurance system.
(5), vigorously develop the "agriculture and rural" insurance, innovate the method of agriculture and farmers of farmers n, encourage farmers and various new agricultural business entities to voluntarily participate in insurance, expand agricultural insurance coverage, and increase the degree of agricultural insurance protection. According to their own actualities, the insurance institutions support the "three rural" insurance products with moderate protection, low premiums, and popular insurance policies.
(6) Expand the function of insurance services to promote the improvement of economic quality and efficiency and upgrade
Under the premise of ensuring security and returns, innovative insurance funds use and improve the efficiency of insurance funds. Further play the role of institutional investors in insurance companies, and provide strong support for the long -term stable development of the stock market and the bond market. Establish and improve the scientific and technological insurance system, and actively develop insurance products and services that adapt to technological innovation.
(7) Promoting the reform and opening up of the insurance industry, comprehensively improve the level of industry development
continued to deepen the reform of insurance companies, promote the insurance market to further open to the outside world, and achieve "introduction" and "going out". Combine to promote reform to promote development. Effectively enhance the insurance industry's independent innovation capabilities and actively cultivate new business growth points.
(8) Increase and improve insurance supervision, prevent the resolution of risks
Culed the unification of institutional supervision and functional supervision, and promoted the improvement of the laws and regulations and regulations of the protection of the legal rights and interests of insurance consumers. Strengthen the comprehensive risk management of the insurance industry, establish and improve the risk monitoring and early warning mechanism, and optimize the risk disposal process and system.
(9), strengthen infrastructure construction, optimize the development environment of the insurance industry
It strengthen the construction of insurance credit information infrastructure, expand the coverage of credit records, and build a credit information sharing mechanism. Accelerate the establishment of various risk databases in the insurance industry, and revise the industry's experience tables and diseases.
(ten), support policy of improving the development of modern insurance service industry
In strengthening and coordination and cooperation of insurance supervision cross -departmental communication, promoting effective connection between commercial insurance and social security Combining closely with government management. Improve the taxation policy of health insurance. Carry out a pilot of personal tax deferred commercial pension insurance in a timely manner.
. The learning experience of "Ten Articles of the New Country"
1. "Ten Articles of the New Country" fully understand the significance of accelerating the development of modern insurance services, and take the development of modern insurance services as a promotion of economic transformation and transforming the government. Functions, driving an important starting point for expanding employment, improving social governance, and ensuring improving people's livelihood.
2. The "Ten Articles of the New State" released the biggest policy dividend of the reform and development of the insurance industry, which will definitely make the development of the insurance industry facing unprecedented opportunities and extremely broad space. From the height of modernization of the national governance system and governance capacity, it proposes a new positioning of the development of the insurance service industry; starting from improving the insurance industry's service capabilities, innovation capabilities and international competitiveness, it put forward new requirements for the development of the insurance service industry. "
3," Article Ten Articles of the New Country "clearly position the insurance industry as the focus of the modern service industry, and increase the development of the insurance industry into a national strategy. Seeing, it will definitely produce a huge driving force and become a milestone in the development of the industry.
4. Guide, optimize the development environment of the insurance industry, clearly point out the development path of the modern insurance industry, and require the role of "stabilizer" and the economic "booster" of the social "stabilizer" and the economic "booster". It is clear that the insurance industry is positioned in the "modern service industry", and the role positioning of a new modern insurance service industry is integrated into the national development strategy of the new period. At the same time, the "New State Ten Articles" clarify the development direction of the insurance industry and the future policy In the direction, this will promote the future insurance industry to play a more positive role in my country's economic and social development.
If other insurance questions, please come: