1 thought on “Will digital currencies cause bank employees to be unemployed 2022 bank tellers?”
Hugh
With the introduction of digital currencies in the central bank, many people are worried that digital currencies will affect the industry of bank tellers. After all, there will be WeChat and Alipay. If you add digital currencies, fewer and fewer people will use cash should be increasing. Will bank tellers be eliminated? Let's take a look at the answers provided by this site together! Id digital currency will cause bank staff to be unemployed? After the launch of digital currencies in my country, it will upgrade the existing settlement method again, but bank staff will not lay off a lot of layoffs. The bank employees' layoffs are a trend in recent years. Mainly because of the development of information and intelligent services, the penetration rate of online banking and electronic banking has increased. Many businesses can be handled online and automatic tellers, and unmanned banks have appeared in some cities. This, the number of bank employees, especially the counter staff at the counter. This is an inevitable development trend. Repeated and simple labor positions will be replaced by computers and artificial intelligence. However, the launch of electronic currencies has little impact on the employment of bank staff. Because the electronic currency is mainly replaced by the banknotes and coins used in daily sporadic. and the amount of banknotes and coins circulating now itself is very small. Everyone has widely used WeChat and Alipay. For a long time, electronic currencies, banknotes and coins will exist for a long time. The electronic currency's share in the entire bank's settlement system is not large, and it mainly affects the issuance and recycling end, so we don't have to worry about the fact that the bank employee is layoffs. The 2020 bank tellers will be eliminated? Grassroots such as bank tellers are eliminated and reduced every year, whether it has nothing to do with the introduction of digital currencies. You can take a look at the following data: The 2022 annual report: Agricultural Bank's counter personnel have decreased to the largest proportion, reaching 16,400, a little more than the total number of members of the four major banks in 2022. The "Comprehensive Marketing Service and Teller" in mid -2022 accounted for 37.23%of the number of employees in commercial banks in Mainland China, and this data was 38.64%in 2018. According to the annual report, the post was concluded that the post was reduced by 4,732 year -on -year. With the promotion of new marketing methods, the requirements of the national sunshine operation are becoming stricter, and the space of the customer manager will be further compressed. Grassroots positions are not optimistic in the future. The banknotes after the launch of the central bank's digital currency will not disappear, but it will also be used like blind people, collecting enthusiasts, etc., special people. In addition, the digital currency issued by the central bank has two great benefits. First of all, there is no traffic, no signals, and can be easily paid, but for WeChat, Alipay, traffic, and signals are indispensable. The second benefit is to save you money. In WeChat wallets, you have change, and there is no problem with payment, but if you transfer the change to the bank card, if you exceed a certain amount, you need to collect you, the procedure is the procedure, It costs digital currency, there is no middle businessman, and the difference is made. These two benefits can make our digital currency develop well.
With the introduction of digital currencies in the central bank, many people are worried that digital currencies will affect the industry of bank tellers. After all, there will be WeChat and Alipay. If you add digital currencies, fewer and fewer people will use cash should be increasing. Will bank tellers be eliminated? Let's take a look at the answers provided by this site together!
Id digital currency will cause bank staff to be unemployed? After the launch of digital currencies in my country, it will upgrade the existing settlement method again, but bank staff will not lay off a lot of layoffs.
The bank employees' layoffs are a trend in recent years. Mainly because of the development of information and intelligent services, the penetration rate of online banking and electronic banking has increased. Many businesses can be handled online and automatic tellers, and unmanned banks have appeared in some cities.
This, the number of bank employees, especially the counter staff at the counter. This is an inevitable development trend. Repeated and simple labor positions will be replaced by computers and artificial intelligence. However, the launch of electronic currencies has little impact on the employment of bank staff. Because the electronic currency is mainly replaced by the banknotes and coins used in daily sporadic.
and the amount of banknotes and coins circulating now itself is very small. Everyone has widely used WeChat and Alipay. For a long time, electronic currencies, banknotes and coins will exist for a long time. The electronic currency's share in the entire bank's settlement system is not large, and it mainly affects the issuance and recycling end, so we don't have to worry about the fact that the bank employee is layoffs.
The 2020 bank tellers will be eliminated? Grassroots such as bank tellers are eliminated and reduced every year, whether it has nothing to do with the introduction of digital currencies. You can take a look at the following data:
The 2022 annual report: Agricultural Bank's counter personnel have decreased to the largest proportion, reaching 16,400, a little more than the total number of members of the four major banks in 2022.
The "Comprehensive Marketing Service and Teller" in mid -2022 accounted for 37.23%of the number of employees in commercial banks in Mainland China, and this data was 38.64%in 2018. According to the annual report, the post was concluded that the post was reduced by 4,732 year -on -year.
With the promotion of new marketing methods, the requirements of the national sunshine operation are becoming stricter, and the space of the customer manager will be further compressed. Grassroots positions are not optimistic in the future.
The banknotes after the launch of the central bank's digital currency will not disappear, but it will also be used like blind people, collecting enthusiasts, etc., special people. In addition, the digital currency issued by the central bank has two great benefits. First of all, there is no traffic, no signals, and can be easily paid, but for WeChat, Alipay, traffic, and signals are indispensable.
The second benefit is to save you money. In WeChat wallets, you have change, and there is no problem with payment, but if you transfer the change to the bank card, if you exceed a certain amount, you need to collect you, the procedure is the procedure, It costs digital currency, there is no middle businessman, and the difference is made. These two benefits can make our digital currency develop well.